• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

FHE Health - Addiction & Mental Health Care Homepage

Drug, Alcohol and Mental Health Treatment

ContactCareers

Call for Immediate Help (833) 596-3502

MENUMENU
  • About
        • About FHE Rehab
          • About FHE Health
          • Our Staff
          • Locations We Serve
          • Testimonials
        • Our Campus
          • Gallery
          • Our Videos
          • The Health and Wellness Center at FHE Health
        • Our Locations
          • Alcohol Rehab
          • Detox Center
          • Drug Rehab
          • Mental Health Center
          • Outpatient Rehab
        • Careers at FHE Health
          • Employment Opportunities
        • Our Expertise
          • Accreditations
          • Educational Opportunities
          • Community Impact Award
          • First Responder Families Podcast
          • First Responder Paws
          • Education Scholarship
  • Addiction
        • Treatment Programs
          • Treatment Program Overview
          • Alcohol Addiction
          • Drug Addiction Treatment
          • Behavioral Addiction
        • Levels of Care
          • Continuum of Care
          • Addiction Detox
          • Inpatient Addiction Treatment
          • Outpatient Addiction Treatment
        • What We Treat
          • Alcoholism
          • Amphetamines
          • Benzodiazepines
          • Cocaine
          • Heroin
          • Opioids
          • Sedative
  • Mental Health
        • Mental Health Rehab
          • Mental Health Rehab
          • Onsite Psychiatric Care
          • Dual Diagnosis
        • Levels of Care
          • Residential Mental Health Care
          • Outpatient Mental Health Care
        • What We Treat
          • ADD & ADHD
          • Anxiety Disorders
          • Bipolar Disorder
          • Depression
          • Eating Disorders
          • Personality Disorders
          • PTSD
          • Schizophrenia
          • Substance Use Disorder
          • Trauma
  • Programs
        • FHE Programs
          • Specialty Program Overview
          • Restore (Mental Health)
          • Empower! (Women's Program)
          • Shatterproof FHE Health(First Responders)
          • Compass Program
        • Support Programs
          • Alumni
          • Family Support
        • Therapies
          • Acupuncture
          • Breathwork Therapy
          • CBT (Cognitive Behavioral Therapy)
          • DBT (Dialectical Behavioral Therapy)
          • EMDR Therapy
          • Expressive Arts Therapy
          • Individual Therapy
          • Group Therapy
          • Gambling Therapy
          • Massage
        • Medical Care
          • Medical Integration
          • Ketamine Infusion
          • IV Vitamin
          • Fitness & Nutrition
          • Medication-Assisted Treatment
          • Medication Management
        • NeuroRehab Services
          • Neuro Rehabilitation
          • Neurofeedback Training
          • Neurostimulation Therapy
          • EEG Brain Mapping
          • Insomnia Treatment for PTSD
  • Resources
        • FHE Guides
          • Understanding Drug Abuse
          • Signs of Addiction
          • The Disease of Addiction
          • Confronting Addiction
          • Staging an Intervention
          • Rehab Success Rate – Does It Really Work?
          • Withdrawal Timelines
          • Life After Rehab
          • LGBTQ+ Community Resources
          • Veteran Resources
          • FHE Podcasts
          • Remote Resources Toolkit
        • Learning Center
          • Help for You
          • Help For Loved Ones
          • Help For Alcoholism
          • Help With Substance Abuse
          • Behavioral & Mental Health
          • Life in Recovery
          • Rehab Explained
          • Addiction Statistics
          • Our Research Articles
          • View All Articles
        • The Experience Blog
          • Addiction News
          • Alumni
          • Community Events
          • Expert Opinions
          • FHE Commentary
          • FHE News
          • Treatment Legislation
          • View All Articles
  • Admissions
        • Insurance
          • Blue Cross Insurance
          • Beacon Health / Value Options Insurance
          • Cigna Insurance
          • Humana Insurance
          • TRICARE Insurance
        • Admissions
          • Steps to Addiction Help
          • Will Insurance Cover Behavioral Treatment?
          • Self-Pay Rehab
        • FAQ
          • Keeping Your Job in Rehab
          • Example Day in Rehab
        • Contact Admissions
          • Contact Us
          • Secure Payment Form
  • Contact
  •  
Home > Featured in Mental Health > Does Insurance Cover Outpatient Mental Health Care?

August 16, 2022 By Chris Foy

Does Insurance Cover Outpatient Mental Health Care?

Insurance Outpatient Mental Health Care

Outpatient treatment provides convenient access to mental health and addiction treatment services without the inconvenience of overnight stays and the added expenses of round-the-clock care. Even though the cost tends to be much less for outpatient care, it can still be difficult to cover the expense out of pocket without outpatient mental health insurance.

Looking for outpatient treatment is already a stressful time, and worrying about how you’ll pay only makes it worse. To alleviate this, it helps to know where to look for financial help. This guide will help you explore the types of outpatient care and how to locate insurance that covers outpatient mental health and insurance that covers therapy.

Types of Outpatient Care

Also referred to as ambulatory care, outpatient treatment is any form of medical treatment that doesn’t require hospitalization. This includes regular visits to a physician, routine health checks and any procedures where the patient returns home the same day they arrived. Outpatient mental health treatment varies depending on an individual’s needs, and the type of care provided depends on the nature and how severe a person’s condition is. At FHE Health, we offer two types of outpatient care: partial hospitalization programs and intensive outpatient programs.

Partial Hospitalization Programs

Partial hospitalization programs (PHP) are structured day programs that integrate the demands of inpatient treatment in an outpatient environment. Typically, patients spend approximately eight hours a day, five days a week, engaged in recovery activities. These activities may include but aren’t limited to comprehensive evaluation, acceptance commitment therapy (ACT), cognitive behavioral therapy (CBT), group meetings, individual therapy and case management. In PHP, patients still see their loved ones and must hold themselves accountable for their actions when they return home each night and on the weekends.

PHP usually lasts around 15 days and must be completed consecutively except for days off on the weekend. This type of treatment may be difficult for someone who goes to school full-time or who has employment obligations.

Once the treatment is complete, an individual is transitioned back into their normal lives and schedules. Usually, a patient must continue treatment with an established mental health provided through regular checks and meetings. In some cases, group support meetings are recommended. Outpatient treatment is often recommended over inpatient treatment due to costs.

Intensive Outpatient Programs

Intensive outpatient programs (IOP) can be used for most conditions that don’t require detox or 24/7 supervision, including depression, eating disorders, addiction and anxiety. Patients usually meet for five hours a day, three days a week, or three days a week for five hours a day. These programs are usually available both in the morning and in the evening, which offers greater flexibility in scheduling for individuals with other obligations. IOP is sometimes used when a person has graduated from inpatient treatment and still requires extra help transitioning back into a normal routine.

Treatment in IOP often involves the same types of therapies used in PHP, including ACT and CBT. It may also include group therapy and individual therapy sessions.

What Kind of Outpatient Treatment Does Standard Insurance Cover?

The amount of mental health insurance coverage for outpatient treatment varies depending on the individual plan. In most cases, insurance covers part, if not all, of the cost of outpatient treatment; however, your policy may limit the number of days or sessions. Some mental health coverage also may not cover certain types of programs — for example, holistic treatments, exercise programs and alternative forms of therapy.

For individuals who have government insurance plans, a number of outpatient services are covered. Medicare Part B, which is the medical insurance coverage, helps pay for things like yearly depression screenings, individual and group psychotherapy, family counseling and a psychiatric evaluation. Other services Medicare covers include:

  • Medication management
  • Prescription medications
  • Diagnostic testing
  • Partial hospitalization
  • Yearly physical exams
  • Treatment of substance abuse

Understanding Outpatient Mental Health Insurance

If you have any question about what type of treatment your insurance company covers, the best thing to do is simply call and ask the company. You can also sign into your online account and look through your Summary of Benefits and Coverage. Most policies cover any treatment that’s medically necessary, including mental health treatment. This would generally mean that a mental health diagnosis from a physician is enough to ensure claims are paid. It’s also important to check to see if the facility or physician is on the list of doctors who accept your type of insurance.

If your insurance is provided by a company with 50 or more full-time employees, it’s required by law to provide health insurance. While this coverage doesn’t require mental health coverage, most large corporations provide policies that include some type of mental health services.

Insurance plans that are purchased through the Health Insurance Marketplace are required to cover 10 essential health benefits. These include mental health and substance abuse services. If you need to contact your insurance company to see what’s covered, some vital questions you can ask include:

  • Are there any types of medications or mental health treatments that aren’t covered?
  • Is there a deductible for this service, and how much of the bill will I be responsible for?
  • Is there a limit to the duration of treatment?
  • What local facilities are in my network of coverage?

Remain Positive in Your Pursuit of Help

If you’ve been dealing with mental health issues, it’s often difficult to see a brighter future, but it’s possible with help. By accessing support from a trained mental health professional who can help you sort through your issues, you can get a better understanding of how to move forward and achieve a better quality of life.

At FHE Health, we offer cutting-edge substance abuse and mental health treatment. Explore your outpatient options by contacting us today at (833) 596-3502. Our team of trained and caring counselors can answer any questions you might have 24/7. Call us to get started.

Filed Under: Featured in Mental Health, Behavioral & Mental Health

About Chris Foy

Chris Foy is a content manager and webmaster for FHE Health with years of experience in the addiction treatment industry...read more

Primary Sidebar

Learning Center

  • Help for You
  • Help For Loved Ones
  • Help For Alcoholism
  • Help With Substance Abuse
  • Behavioral & Mental Health
  • Life in Recovery
  • Rehab Explained
  • All Articles

Sign up for the Blog

Our Facilities

Take a look at our state of the art treatment center.

View Our Gallery

The Experience Blog

  • Addiction News
  • Alumni
  • Community Events
  • Expert Columns
  • FHE Commentary
  • FHE News
  • Treatment Legislation
  • All Articles

Footer

FHE Health

© 2025 FHE Health

505 S Federal Hwy #2,
Deerfield Beach, Florida 33441
1-833-596-3502
youtube facebook instagram linkedin twitter
  • Contact
  • Careers at FHE Health
  • Privacy Policy
  • Sitemap
A+ BBB and Top Places to Work - Sun Sentinel

Copyright © 2025 · FHE Theme On Genesis Framework · WordPress · Log in

Manage Consent
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options Manage services Manage {vendor_count} vendors Read more about these purposes
View preferences
{title} {title} {title}

The FHE Health team is committed to providing accurate information that adheres to the highest standards of writing. If one of our articles is marked with a ‘reviewed for accuracy and expertise’ badge, it indicates that one or more members of our team of doctors and clinicians have reviewed the article further to ensure accuracy. This is part of our ongoing commitment to ensure FHE Health is trusted as a leader in mental health and addiction care.

If there are any concerns about content we have published, please reach out to us at marketing@fhehealth.com.

833-596-3502

Text/Call Me