We are proud to accept patients who have United medical care, also known as United HealthCare insurance. United HealthCare offers a variety of insurance types and we cannot offer any guarantee of coverage for all services through the company. However, we’re happy to work with you to verify the type of insurance you have and how our policies fit those goals.
If you have United Health Care, call our offices. Our team can confidentially provide verification of your coverage at no cost to you. We’re happy to help you determine what benefits you have at our location or offer a referral of care to another location if necessary.
Who Has UnitedHealthcare Insurance?
UnitedHealthcare insurance is a large company, providing medical insurance coverage to people across all 50 states. It has over 1 million healthcare providers within its network.
Those who use this plan include seniors, adults, children and military professionals. The company offers a range of health services to over 30 million Americans.
As a large provider, UnitedHealthcare works with many employers. Consumers can also purchase a standalone policy through the Health Insurance Marketplace United insurance also has plans that supplement Medicare.
What Can United Medical Care Help You With?
Does United offer rehab care? This is a common question asked by those seeking care for drug and alcohol addiction. UnitedHealthcare offers comprehensive coverage for most types of substance use disorders, including illicit drug use, prescription drug abuse, alcohol and other substances. Additionally, United insurance covers care for those facing a variety of mental health disorders, including depression, anxiety, bipolar disorder and post-traumatic stress disorder.
Those who need it may be able to obtain coverage for medication-assisted therapies. This includes coverage for Suboxone, Zubsolv and Bunavail, among others. The company also offers plans that include methadone maintenance treatments.
What Are Insurance Plans Obligated to Help Patients With?
Provision of drug and alcohol treatment or mental disorder care is a requirement under the Mental Health Parity and Addiction Equality Act, or MHPAEA. Because of this law, health insurance companies must treat patients who have an addiction or a mental health disorder with the same level of care and attention as they would for those facing diseases or injuries.
You must be given coverage for the diagnosis and treatment of addiction through your health insurance at the same rate and type of coverage as other health conditions warrant. This includes, for example, the equivalent level of access to in-network and specialist care. It also means not facing discrimination in receiving coverage for these needs.
With over 20 million Americans suffering from alcohol or drug addiction in 2014, according to the National Survey on Drug Use and Health, it’s clear this type of care is necessary.
Breakdown of the Types of UnitedHealthcare Insurance Plans
As a comprehensive health insurance provider, United insurance provides a variety of policies. The policy you have determines the amount and type of coverage available to you and the steps you need to take to get drug rehab and inpatient care. Here are some of the largest plans offered by United insurance.
UnitedHealthcare Choice Plans
These plans are some of the lowest-priced options. They do have some restrictions on use.
For example, policyholders must use service providers within the network available through the insurer. If you seek care outside of these providers, you may pay more for the coverage.
UnitedHealthcare Choice Plus Plans
This enhanced plan offers the same coverage as the Choice plans but also allows individuals to seek care from out-of-network providers. If you have this coverage, you may be able to choose from a larger pool of providers, but those not in the network will cost you more out of pocket.
Those who maintain a health savings account can use UnitedHealthcare HSAs for their medical needs. You contribute a portion of your income to the account and can use the funds for any approved medical needs. An HSA account gives you more options, and you can use the funds within your account for most medical needs.
UnitedHealthcare HMO Plans
UnitedHealthcare has many HMO plans that offer coverage for drug and alcohol addiction, including the Advantage, Alliance, Focus and Signature plans.
UnitedHealthcare PPO Plans
The company also offers coverage through PPO plans. You may be able to obtain drug and alcohol rehabilitation coverage if you have the Core, Navigate or Select plans.
UnitedHealthcare HRA Plans
Usually, employers contribute to UnitedHealthcare health reimbursement plans, which policyholders can use to pay for medical care.
Levels of Care Available to You Through UnitedHealthcare
Those who have UnitedHealthcare can count on a wide range of care coverage. Though plan coverage and amounts differ, you may be covered for all of your needs, including:
- Detoxification from drug or alcohol dependency if deemed necessary by your provider
- Inpatient medical detox with medical monitoring; usually given to those at risk of overdose
- Immediate or emergency admittance to stabilize mental health disorders
- Inpatient or residential treatment for those with an unstable home life or at risk of relapse
- Intensive outpatient treatment for those with a stable home life but at a higher risk of relapse
- Individual and family therapy sessions
- Medication-assisted treatment
- Ongoing individual counseling services
Each UnitedHealthcare plan is a bit different. When you seek care from our facility, you learn more about the coverage you have through your insurer. You also learn of any out-of-pocket costs you will incur.
Getting Help When You Have UnitedHealthcare Insurance
We do this confidentially. Your employer won’t know you are seeking assistance.
We encourage you to call us now to learn more about coverage from United Medical Care. Call us anytime at (844) 299-0618 for immediate help.